diff --git a/Tests/images/psd-oob-write-overflow.psd b/Tests/images/psd-oob-write-overflow.psd
new file mode 100644
index 000000000..c2bb10d61
Binary files /dev/null and b/Tests/images/psd-oob-write-overflow.psd differ
diff --git a/Tests/test_file_psd.py b/Tests/test_file_psd.py
index 3b145b139..9964a68e1 100644
--- a/Tests/test_file_psd.py
+++ b/Tests/test_file_psd.py
@@ -195,11 +195,13 @@ def test_layer_crashes(test_file: str) -> None:
         "Tests/images/psd-oob-write.psd",
         "Tests/images/psd-oob-write-x.psd",
         "Tests/images/psd-oob-write-y.psd",
+        "Tests/images/psd-oob-write-overflow.psd",
     ],
 )
 def test_bounds_crash(test_file: str) -> None:
     with Image.open(test_file) as im:
         assert isinstance(im, PsdImagePlugin.PsdImageFile)
+        im.load()
         im.seek(im.n_frames)
 
         with pytest.raises(ValueError):
diff --git a/src/decode.c b/src/decode.c
index cda4ce702..2268b3533 100644
--- a/src/decode.c
+++ b/src/decode.c
@@ -171,6 +171,12 @@ _setimage(ImagingDecoderObject *decoder, PyObject *args) {
         return NULL;
     }
 
+    if (x0 < 0 || y0 < 0 || x1 <= x0 || y1 <= y0 || x1 > (int)im->xsize ||
+        y1 > (int)im->ysize) {
+        PyErr_SetString(PyExc_ValueError, "tile cannot extend outside image");
+        return NULL;
+    }
+
     decoder->im = im;
 
     state = &decoder->state;
@@ -181,13 +187,6 @@ _setimage(ImagingDecoderObject *decoder, PyObject *args) {
     state->xsize = x1 - x0;
     state->ysize = y1 - y0;
 
-    if (state->xoff < 0 || state->xsize <= 0 ||
-        state->xsize + state->xoff > (int)im->xsize || state->yoff < 0 ||
-        state->ysize <= 0 || state->ysize + state->yoff > (int)im->ysize) {
-        PyErr_SetString(PyExc_ValueError, "tile cannot extend outside image");
-        return NULL;
-    }
-
     /* Allocate memory buffer (if bits field is set) */
     if (state->bits > 0) {
         if (!state->bytes) {
diff --git a/src/encode.c b/src/encode.c
index 1fc31404d..02356d564 100644
--- a/src/encode.c
+++ b/src/encode.c
@@ -244,6 +244,11 @@ _setimage(ImagingEncoderObject *encoder, PyObject *args) {
         return NULL;
     }
 
+    if (x0 < 0 || y0 < 0 || x1 <= x0 || y1 <= y0 || x1 > im->xsize || y1 > im->ysize) {
+        PyErr_SetString(PyExc_SystemError, "tile cannot extend outside image");
+        return NULL;
+    }
+
     encoder->im = im;
 
     state = &encoder->state;
@@ -253,13 +258,6 @@ _setimage(ImagingEncoderObject *encoder, PyObject *args) {
     state->xsize = x1 - x0;
     state->ysize = y1 - y0;
 
-    if (state->xoff < 0 || state->xsize <= 0 ||
-        state->xsize + state->xoff > im->xsize || state->yoff < 0 ||
-        state->ysize <= 0 || state->ysize + state->yoff > im->ysize) {
-        PyErr_SetString(PyExc_SystemError, "tile cannot extend outside image");
-        return NULL;
-    }
-
     /* Allocate memory buffer (if bits field is set) */
     if (state->bits > 0) {
         if (state->xsize > ((INT_MAX / state->bits) - 7)) {